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Driving Records: When Companies Check
Them
Three kinds of
companies are likely to perform a background check into your driving records. A
company you are renting a car from, a company you
are buying car insurance from, and a company you are applying for a job with -
so make sure your record is clean.
Driving records are used by various companies to evaluate
the people they hire or do business with. Generally, there are three kinds of
companies that will perform background checks or request a copy of driving
records.
When Do Companies Check Driving Records?
1. Rental Car Companies
It used to be that not all rental companies checked the DMV
records of their customers. But, nowadays, many do the minute a potential
customer signifies the intention to rent a car.
Some companies, on the other hand, may confirm your
reservation on the phone and then disqualify you later on. Examples of
violations in your record that can make a rental car company reject your
business include the following.
a. infractions incurred in the past couple of years
b. violating the seat belt law
c. driving with an expired or suspended license
d. accidents (even those that were not your fault)
e. fleeing an accident
f. reckless driving violations
g. DWI or DUI violations
2. Auto Insurance Companies
Modes of evaluating insurability vary from one car
insurance company to the next. However, car insurers generally have a point
system that they use to determine if they will charge you a higher premium and
by how much.
Most companies use the Safe Driver Insurance Plan, a system
derived from guidelines issued by the ISO (Insurance Services Office). Although,
under certain circumstances, a company may not conduct a DMV background check on
you, most companies will in the following instances.
a. the first time you apply for insurance coverage
b. when changing to a policy that will cover a higher
amount
c. when including a new vehicle or changing cars
d. when renewing your policy
If your car insurance company uncovers infractions, this
could mean an increase in your insurance payments.
3. Companies Wanting to Hire You for a Job That Requires
Heavy Driving
Whether you are being hired as a bus driver or a salesman
who will have to engage in long periods of driving, your prospective employer
may want to look into your driving history.
Some employers may ask you to attach your driving records
to your application. Others may request you to consent to having your records
accessed. But some companies apply for exemptions under the law and justify
access. This means that your permission may not be needed for such background
checks.
Useful Driving Records Links:
Each state will have its own DMV page. Using your search
engine, type in the name of the state followed by “DMV.” Some examples of state
DMV websites are:
District of Columbia DMV
South Carolina DMV
Louisiana Office of Motor Vehicles Expresslane
Know more about which companies and
when they conduct background checks on your driving records at
RecordsSiteReviews’
Driving Records section.
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